The advantages of V PAY
✓ V PAY is a guaranteed method of payment
✓ The debit card brand of Visa Europe
✓ Safe, since it uses ‘Verified by Visa’
✓ Usable in millions of European stores
✓ Easy integration with your systems
✓ Millions of users within Europe (10 million in Germany)
✓ Increased sales with V PAY card holders
✓ The biggest debit card in Europe along with Maestro
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What is V PAY: Paying safely with debit card
V PAY is the SEPA debit card brand of Visa Europe. With this debit card, consumers from all over Europe can safely and easily make online and offline payments. V PAY is connected with many international banks. It is integrated in the local existing debit card programs of the participating banks. In Germany alone, 10 million V PAY cards are active. Much like Maestro, MasterCard’s familiar debit card, V PAY payments are guaranteed payments
that are irreversible by the consumer. For you as a retailer, this gives you more certainty, making it an ideal method of payment to offer your customers. Safety is key when choosing online payment methods, and this makes V PAY a sensible choice. V PAY, much like Visa, uses the Verified by Visa safety protocol. Due to this, extra safety with payments using this method of payment is provided.
V PAY’S payment process is similar to credit cards
1. After the consumer selects V PAY as desired payment method, he needs to enter his card details, card number and expiration date.
2. Following this, a unique transaction code is generated by an identifier that is supposed to be entered by the consumer
3. Finally, the consumer can confirm the transaction in a safe manner. First a balance check is performed. If the available funds are sufficient, the transaction is completed.
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